Guides
Get paid on time, and know your rights when you're not
Practical, plain-English guides on late-payment law and the craft of chasing invoices, written for freelancers and small agencies.
Your legal rights
Your rights · 9 min readUK late payment interest: the 1998 Act explainedHow statutory interest works under the Late Payment of Commercial Debts (Interest) Act 1998: who can claim, the base rate + 8% rule, fixed compensation of £40 to £100, and a worked example.Read guide Your rights · 8 min readEU Late Payment Directive 2011/7/EU explainedWhat the EU Late Payment Directive gives businesses chasing late invoices: ECB rate + 8 points, half-yearly reference rates, €40 compensation, payment-term limits and national differences.Read guide
Getting paid in practice
Getting paid · 8 min readHow to chase an overdue invoice without losing the clientA practical, step-by-step reminder schedule for freelancers and agencies: what to send on day 1, 7, 14, 30 and 45, how to adjust tone per client, and when to escalate.Read guide Getting paid · 8 min readLetter before action: what freelancers need to knowWhat a letter before action is, what it must contain, how long to give the debtor, and what happens next, with notes for England & Wales, Scotland and the EU.Read guide
How much can you claim on a late invoice?
Free UK and EU late-payment interest calculator, with the full breakdown.
This is general information, not legal advice. Read the full disclaimer.